Every day Christmas is getting closer and with it, our streets are illuminated with the streetlights’ colors.

Municipalities invest in decorating their cities all along Spain, creating a festive atmosphere. In fact, the Christmas lights are one of the main tourist attractions at this time of year.

The municipalities spend thousands of euros for the lighting of their streets.

Among these costs, it’s mandatory to take out a liability insurance.  

Have you ever wondered what would happen if there was a fault in the installation, or if a meteorological condition caused the Christmas lighting to fall, causing damage to people or materials?

The lighting company that won the public tender is required to take out civil liability insurance. This way, all the damages that (in the unfortunate case) the lighting could cause to third parties, would be covered, both personal and material damages.

Not mandatory but it’s recommended to incorporate a theft insurance or a fire insurance.

In the same way, if you decide to install Christmas lighting in your home, especially in the case of medium or large lighting, it’s undoubtedly a good idea to take out a liability insurance.

An insurance that protects you in the event of claims, it’s an investment that will make you enjoy the holidays with much more peace of mind.

At Boracay Brokers we are experts in liability and home insurance, and we can advise you on what you need so you can enjoy Christmas time without worries.

We wish you a happy and safe Christmas.

Boracay Brokers, insuranced by nature.