Accident insurance
What is accident insurance?
And why you need one
The main purpose of accident insurance is to provide medical assistance or compensation in the event of permanent total or partial disability or accidental death under circumstances previously mentioned in the policy in question.
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What does accident insurance cover?
HEALTH CARE
The insurance company is responsible for the costs of medical coverage due to an accident. It is very important at the moment of contracting this coverage that we know how to identify the possible cases in which we would NOT be covered by the policy since we can avoid possible misunderstandings according to the concept that we have understood, for example, all types of illness, injuries or interventions NOT motivated by an accident stipulated in the conditions of the policy, would be excluded from the service.
PARTIAL PERMANENT DISABILITY
The insurance company will pay the insured person the total amount of the insured capital stipulated in the policy in the event of total permanent disability (total blindness, complete paralysis and other cases) due to an accident whose characteristics appear in the conditions of the policy.
TOTAL PERMANENT INCAPACITY
The insurance company will pay the insured person the total amount of the insured capital stipulated in the policy in the event of total permanent disability (total blindness, complete paralysis and other cases) due to an accident whose characteristics appear in the conditions of the policy.
ACCIDENTAL DEATH
The beneficiaries named above by the policy holder or authorised representative at the time of contracting the policy will receive the insured capital stipulated in the policy if the reason for the death of the insured is an accident and the case is as stated in the general conditions of the policy.
Why take out ACCIDENT insurance?
Perhaps because of your profession, or because you are a person who is constantly on the move, you may be exposed to ACCIDENTS.
If you do not have HEALTH insurance, you will receive private health care, and even compensation for stopping your activity if you are self-employed.
The premium for ACCIDENT insurance is usually very affordable. They usually cover outside the national territory and often include repatriation of the deceased and sick. They have additional coverage such as cancellation of credit card debt.
Need more information?
At Boracay Brokers you will find warmth and closeness, so that you will find security, always maintaining seriousness and professionalism towards all our clients, who are our priority, being these and their needs an essential part of our identity.
